IIRF Online > Finance & Accounting > Other Finance & Accounting > Insurance > Life Insurance & Annuity Ultimate Buyer’s Guide
Life Insurance & Annuity Ultimate Buyer’s Guide by Udemy
Best Course to learn before you shop Life Insurance or an Annuity
Course Highlights
- Understand basics of Life Insurance
- Understand basics of Annuity
- Understand differences between Life Insurance and Annuity
- Understand Types of Life Insurance
- Understand the application process of Life Insurance
- Understand the death benefit claim in Life Insurance
- Understand types of Annuities
- Understand the application process of Annuity
- Understand how to select an insurance company
Skills you will learn!
Curriculum
6 Topics
Introduction
What is Life Insurance
What is an Annuity
Life Insurance Vs Annuities
Practice activities to differentiate between Life Insurance and Annuity
Life vs Annuities
49 Topics
Why Buy Life Insurance
How Much Life Insurance Do You Need
Practice Activity: Calculating Life Insurance Needs Using the DIME Method
How to purchase a life insurance
How to select an agent
Practice Activity: Finding a Life Insurance Agent
Life insurance application process
What do insurers collect in medicals
Underwriting risk class
Sample Mortality Table
Types of Life insurance
Key people and their rights in Life insurance
Life Insurance terminology
How Term Life Insurance Work
Term Life Insurance Features
Term Life Insurance Example
Term Life Advantages and Disadvantages
What is Cash Value
How to access Cash Value
Loans
Dividends
Life Insurance Fee and Expenses
How Whole Life Insurance work
Whole Life Insurance Features
Whole Life Insurance Advantages & Disadvantages
Variable Death Benefit
How Variable Life insurance work
Variable Life Insurance Features
Variable Life Insurance Advantages & Disadvantages
How Universal Life Insurance work
Universal Life Insurance Features
Universal Life Insurance Advantages & Disadvantages
How Variable Universal Life Insurance Work
Variable Universal Life Insurance Features
Variable Universal Life Insurance Advantages & Disadvantages
What is an index fund
How indexed universal life insurance work
How interest is credited
Indexed Universal Life Insurance Features
Indexed Universal Life Insurance Advantages & Disadvantages
Joint Life & Survivorship Life insurance
Life insurance Riders
Practice activity for Life insurance riders
Group Insurance
A life insurance can end by
Death Benefit Payout Process
What happens if you don't pay premium
Practice activities for life insurance
Life Insurance Quiz
29 Topics
Why Annuities
How to select an agent
How to purchase an Annuity
Annuity application process
Phases in Annuity
Types of Annuities
Immediate Annuities vs Deferred Annuities
Fixed vs Variable Annuities
Payout or settlement options in Annuity
Key people and their rights in Annuity
Selecting Annuities
Annuity Terminology
Riders-Death Benefit
Death Benefit Rider Practice activity & Example
Living Benefits and Other Riders
Living Benefit Rider Practice activity with an Example
Annuitization vs Living Benefits
Annuity Fees
Market Value Adjustment
CDSC(Surrender charges) and other Charges
Commission vs Fee based Annuities
How Immediate Annuities Work
How Fixed Deferred Annuities Work
How Deferred Variable Annuities Work
What is an index fund
How Fixed Index Annuities Work
How Registered Index linked Annuities work
Annuities Quiz
Practice activities for Annuity
6 Topics
How to select good Insurers
Practice Activity 1: Selecting an Insurance Company
Practice Activity 2 : Selecting an Insurance Company
What happens if an Insurance company goes bankrupt
Re-Insurance
Company Quiz
Life Insurance & Annuity Ultimate Buyer’s Guide
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